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Residential Conveyancing

We understand. Buying or selling a home can be an emotional rollercoaster, tangled with legal complexities. At James Conveyancing, we're here to simplify the process, not add to the stress. Our friendly team will guide you through every step, ensuring a smooth and successful property journey.

How can we help?

Buying a home? Selling one? Residential conveyancing handles the legal side of things, making sure the ownership of your property is transferred smoothly. It involves a few key steps to ensure everything is done correctly and you're protected.

Pre-Contract Stage:

  1. Initial contact: Client contacts conveyancer.
  2. Property details: Client provides information about the property.
  3. Searches: Conveyancer conducts local searches.
  4. Mortgage application: Client applies for a mortgage (if applicable).
  5. Offer and acceptance: Offer made and accepted.

Contract Stage:

  1. Drafting: Conveyancer drafts the contract.
  2. Exchange of contracts: Contracts are exchanged, making the sale legally binding.

Post-Contract Stage:

  1. Searches and inquiries: Further searches and inquiries are conducted.
  2. Mortgage completion: Lender completes the mortgage process.
  3. Completion: The property is transferred to the buyer and the purchase price is paid.

Post-Completion:

  1. Registration: The transfer of ownership is registered at the Land Registry.
  2. Stamp duty: Stamp duty is paid (if applicable).
  3. Keys and handover: Buyer receives the keys and takes possession of the property.

Key Factors Affecting Timeline:

  • Property type: Freehold properties generally have a shorter timeline than leasehold properties.
  • Chain: A property chain can significantly extend the process.
  • Lender requirements: The lender's speed and efficiency can impact the timeline.
  • Unexpected issues: Issues like property surveys, planning permissions, or disputes can delay the process.

It's essential to work closely with your conveyancer to understand the specific timeline for your transaction and to address any potential delays proactively.

Every property transaction is unique, and there may be additional factors or complexities involved. We’ve outlined some common scenarios we handle, but please feel free to share any specific details about your situation when you contact us:

  • Buy-to-let
  • Help to Buy
  • Shared Ownership
  • Equity release
  • Transfer of equity
  • Gifting property
  • Remortgaging

By understanding conveyancing, you can feel confident that your property transfer is handled correctly, protecting you throughout the process.

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